Have you ever wanted to drink a cup of coffee and read the newspaper without worrying about being late for work? Or better yet, scheduling a nap in the backyard after your coffee and newspaper? Everyone is living longer. Everyone daydreams about retirement. You may finally have the chance to live in leisure or work for causes that matter to you. You could RV around the country, unbounded by an office or hard hat. Live life in constant curiosity, learning for the sake of learning.
While we’re all living longer, society has not changed to meet the needs of older Americans. As we age, our daily lives become more expensive. Healthcare costs will increase as a share of your income in retirement. In reaching retirement age, applying for benefits may require computer skills. Even if you know how to use one, applying can be complicated. Long Island becomes a very limiting place if you can’t or don’t want to drive anymore. By not going to work, social connections begin to fade, and isolation can harm your health. Benefits change almost every year, and scammers try to use that to their advantage.
How to Age Masterfully:
The Library is positioned to help the community adjust to people’s longer lifespans. We provide computer 1-1 appointments to help you learn how to navigate your computer and the wealth of information on the internet. If you prefer to take a class, classes are available for free and are scheduled every few months. For computer questions, librarians are trained to provide assistance over the phone. We are trained in navigating the Internet to find information.
In finances, the Patchogue-Medford Library has partnered with FINRA, the Financial Industry National Regulatory Authority, to provide financial literacy and awareness for our community. We are offering financial literacy classes throughout the year and compiling information related to saving, spending, retirement, social security, financial independence and investing. Take a look at our resources, check our newsletter or simply call us to see what we have available.
Benefit from the fact that the library has resources when it comes to volunteering. The library has information to help you find local organizations that are in need of volunteers in the area. Of course, if you are interested in traveling, the library also has travel books and brochures you can use to take you across the country or around the world.
Our HIICAP and Senior Advocate, as well as our Bilingual Community Services advisor, can help you apply for benefits, fill out forms and learn more about the advantages available to you as a senior.
Here are a few online tools and programs the library provides to you:
- Want to know if you are eligible for benefits? Visit Benefitscheckup.com, from the National Council on the Aging.
- mySocialSecurity, from the Social Security Administration, can help you estimate your benefits and plan for life after working. It’s free.
- Have a retirement planner, investment broker, advisor or a certified senior planner? Have a concern or need assistance when it comes to communicating with them? The FINRA Securities Helpline for Seniors can help. Call 844-57-HELPS (844-574-3577) Monday – Friday from 9-5PM.
- Learn about the Top 10 Financial Scams targeting Seniors to learn how to avoid them.
- The Patchogue-Medford Financial Literacy FAQ’s can answer some general questions related to Social Security and Retirement.
- For a more thorough listing of information by Topic, the Financial Literacy Topic Guide may also help.
- The Library has physical forms on requesting credit reports and information on disputing reports for the three major credit bureaus. Have a printer? Click this link (Warning: Pdf file) for a print copy you can send to request your credit report.
- If you’d like to use our public computers, our library has in-person assistance with computer usage anytime the library is open.
- Call for 1-1 Computer Basics at 654-4700 for an appointment. Appointments are available on Tuesdays at 1, 2 or 3 PM.
- The Library provides a Senior Advocate through the Suffolk County Office for the Aging. Their next visit is May 10th from 2:30PM-4:30 PM. Call for further appointments.
- Through RSVP Suffolk, the Library also hosts the Health Insurance Information, Counseling, and Assitance Program. It’s by appointment only, so call 654-4700 x220 for a half-hour appointment.
- Through the Long Island Volunteer Center, the LIVC compiles a seasonal listing of places where individuals can volunteer. Search by topic or area. Click here for the listing.
- Interested in learning more? Coursera and Khan Academy are two free websites that provide university courses from around the world.
- Of course, the library is a quiet and free area where free programs are available, and the information is at your fingertips.